How is accident compensation calculated in the UK?

Accidents happen in the blink of an eye, and can be devastating. As a result, many people want to know how much money they could receive if they were unlucky enough to have one. The answer is not straightforward because there are so many variables that need to be considered.

Here’s what you need to know about accident compensation and injuries:

What is the difference between personal injury and general damages?

Personal injury covers pain and suffering as well as any physical or mental impairment caused by your accident.

General damages cover financial losses such as loss of earnings or future earning potential.

These will depend on your age, occupation before the injury, level of education etc.;

What should I do after my accident?

The first thing you need to do is go straight to the Accident and Emergency department of your nearest hospital. After that, contact a pesonal injury solicitor. You will then provide them with details about your accident, medical records etc.

How are injuries categorized by the courts?

Injuries are divided into three categories:

  • Category 1 includes injuries such as broken bones or lacerations requiring stitches
  • Category 2 includes injuries such as soft tissue damage
  • Category 3 includes neurological damage including concussion, psychological trauma etc.

What factors influence compensation awards?

There are many factors that have an impact on the amount of compensation you could receive for your car accident claim

These include:

* The severity of your injuries

* The amount of treatment required

* Your age, occupation and level of income before the accident

* Your life expectancy

What happens if I make a full recovery? Does it mean I get nothing from my car accident claim?

Not necessarily. Even if you have made a complete recovery, there may be long term effects that affect your lifestyle in terms of pain, mobility etc. If this is the case then you could still receive compensation for your claim.

What amounts are typically awarded for accident compensation claims?

In order to calculate the average amount granted, you need to take into account both personal injury and general damages.

This figure sits somewhere between £1.5 – £4 million. The final figure will depend on a number of factors such as your age, profession etc. As a result it is difficult to provide an accurate answer without taking all of this into consideration.

Find out more about car accident compensation claim amounts

Can I claim compensation if someone else is injured in a car accident?

How much will you get for a car accident in the UK, if a friend or family member is injured? The amount of compensation you can claim for a car accident will vary depending on the injuries suffered by those involved.

The severity of Injuries from Car Accidents

You can make a compensation claim if you have been injured as a result of someone else’s negligence whilst using a vehicle. These include cars, bikes and trucks as well as other forms of transport. If your injury is not deemed serious, then it could be difficult to seek legal advice about making a claim against the driver, but this may still be possible depending on the situation.

For example, if another person was driving negligently and caused an accident which resulted in injuries that were not initially considered life-threatening, then you may still be able to pursue a claim depending on the nature and severity of the injuries which you have suffered.

The same applies if another vehicle caused an accident and as a result, your car was damaged so badly it had to be written off. If this has happened, then you should speak with a solicitor even if your own injuries were not life-threatening or serious because there could be other instances where making a claim against someone who is negligent would be worthwhile.

If however, another vehicle caused an accident that resulted in death for example, then whether or not someone can make a wrongful death compensation claim will depend entirely on what type of injury killed the victim. In the UK, those who are killed as a result of a car accident are usually automatically entitled to claim compensation.

If the victim was not killed as a result of an injury sustained in the road traffic accident though, then there may be no automatic entitlement to make a wrongful death claim even if they were either partially or wholly reliant on the deceased’s income. If this is your situation, then you should speak with a personal injury solicitor. There are special rules which govern the circumstances under which you can obtain financial redress for bereavement too.

Conclusion: It depends entirely upon whether someone dies as a result of injuries sustained in an accident and victims who survived will have more success than those who died. Those who had been injured but not fatally may still be able to claim depending on how serious their injuries were.

PLEASE NOTE! We are not lawyers just a group of ordinary people trying to help others out with information on our website!

Find out more about car accident injuries

Guide to types of civil cases

Going to court is a serious matter, and it’s important to understand the different types of civil cases that can be heard in a courtroom. In this article, we’ll explore the four major categories of civil cases-tort, contract, property, and family law. Each type of case has its own unique set of rules and procedures, so it’s important to know what you’re getting yourself into before you go to court. Let’s get started!

Disputes over contracts

When one or more parties to a contract are unable or unwilling to carry out their obligations, a dispute may arise. This is frequently the case because contracts written in vague language generate varying expectations among the signatories, but it is usually due to one party overextending itself and not having enough money or personnel to do so.

Disputes about property

The distinction between real property and property law is important. Property law concerns quarrels about property ownership and the loss of property or real estate to one person. A civil litigation attorney may handle a variety of types of property disputes. Property line conflicts are one example, in which one owner claims that a neighbor has encroached on their side of the boundary between properties. Adverse possession is another example, in which someone claims to have taken ownership of land with the belief that he or she has been occupying it for an extended period.


A tort is a civil case in which one party claims that another caused them physical or emotional injury. Tort cases can take many shapes and include issues such as personal safety, property protection, and financial security. Assault or battery cases are examples of common torts concerning accident and injury. Negligence claims in which one person accuses a caregiver of failing to provide adequate care and support also constitute torts.

Family law

In a broad sense, family law includes any case that pertains to family or spousal relationships. One example of a family law case is divorce, in which an estranged couple’s property and assets are divided up.

Class Action Cases

A class-action lawsuit is similar to a tort case, with the exception that in these instances, the prosecution represents a group or class of people who have all been harmed by the same thing. These are frequently seen in defective goods and toxic materials incidents where the faulty item injured numerous people before being recalled.

Complaints Against the City

This is specific to the US. In most cases, complaints against the city or federal government are settled out of court, but if the government refuses to negotiate, these matters are generally handled as civil lawsuits. These claims can be brought in any situation where the claimant contends that city legislation or policy has harmed its citizens.

What contracts does your UK business need?

A contract is a set of promises between two or more parties that have been agreed and signed by both parties.

In the UK, businesses need contracts for most transactions outside of personal agreements.

The law treats b2b contracts differently to business to consumer contracts as they are viewed as being more one-sided in favour of the business.

Businesses should have a contract in place even if you think it’s not legally required. Your b2b contract can:

  • Set out terms and conditions
  • Protect your business and ensure you get paid
  • Avoid disagreements with business partners
  • Show good practice and help you to avoid things like insolvency claims or disputes over ownership

For more on business to business contracts, see commercial law firm Crest Legal

There are three common kinds of b2b contract:

Contracts for services – this type of contract is used when one business agrees to provide a service for another business such as building work, cleaning, catering, legal advice and so on.

Contracts for goods – this type of contract is used when one business agrees to supply another with goods such as food, tools, materials and so on.

Contracts for the sale and purchase of land – this type of contract is used when one business buys land from another example, a builder buys land from a local authority.

In the United Kingdom, there are a number of legal agreements you should have in place. These documents protect your business from liability and help you take better care of your customers and partnerships.

Contracts with clients

The best way to avoid disputes with clients is to have a basic contract in place. This agreement specifies what your client expects from your company and what you expect from them.

The contract should cover a variety of elements, including payment terms, the length of the relationship and specific services you will provide for a fee. Having a contract allows you to prove that a client agreed to a set of terms, which may prevent them from going back on any verbal agreements they made with you or your staff.

Employee contracts

It’s also important to have employee contracts in place that clearly outline the expectations of both parties. For example, an employment contract can outline how much an employee will be paid, what benefits they’re eligible for and how long they’ll work for your company. These details help ensure that both parties are clear about their roles and responsibilities within the business.

Confidentiality agreements

Some companies may need confidentiality agreements or non-disclosure agreements (NDAs). These documents protect proprietary information by limiting who has access to it and how it can be used.

Find out more about confidentiality agreements.

Partnership agreements

Whether you are involved in a business deal, starting a new company, or developing an overall business plan for your company, you will need to have a legal agreement. If you are planning on entering into a partnership with someone else or doing business with another company then you will need to have a legal agreement that outlines all the expectations between the two of you.

The parties who are involved in an agreement need to know when their obligations and liabilities end. This is important and is considered as one of the points that need to be highlighted in a business to business contract.

Contracts with suppliers 

Negotiate with your suppliers to obtain concessions on price, quality or delivery terms. These concessions must be listed in your contract as they make it easier for you to assess if you are getting a good deal or not.

This may assist you in determining whether you will accept any new offers from your supplier or not.

If there are no such concessions, then discuss this with your buyer and try to get them to agree to relax their requirements for delivery or quality in return for concessions on price.

The payment terms and method employed by the buyer must also be listed in the contract along with any penalties that apply for late payments. It can also help you determine whether you will pay within the time frame specified by your supplier or not. You can also include other penalties such as charges for non-payment or charges for returned cheques, etc.

Don’t Let The Shareholder/Director Conflict Ruin Your Business

A director-shareholder is an owner who also serves as a company director. It’s important to be aware of the difference between each as the business grows.

So what is the difference?

The following are the main differences between directors and shareholders.

  • Directors can be appointed by the shareholders (or elected by them depending on the articles of association) to manage the company on behalf of the shareholders.
  • They set the strategy, approve major decisions and appoint senior managers.
  • Shareholders can vote at general meetings (if one is held each year) to remove directors they feel are doing a bad job, or if they want to appoint somebody else.
  • The articles of association is a document that contains most of the rules that govern how a company is run, including who can be a director (generally anybody with an interest in the company’s success)
  • What powers directors have
  • When meetings should be held and who can attend them
  • If you’re a shareholder, getting hold of a copy of the articles is a good idea as it will tell you what rights you have and how your shares can be valued.

Conflict of interest can arise if this person uses his position to further his own interests rather than the interests of the company.

Generally, directors are fiduciaries with a duty to make decisions in the best interest of the corporation. The director must avoid even the perception that he may be acting in his own self-interest instead of for the benefit of all shareholders.

The growth in the number of companies with at least one insider on their board has led to more scrutiny by regulators and shareholders alike.

Find out more about the laws of corporate governance

Some boards have adopted governance policies that seek to minimize potential for conflict between directors and owners. These policies can prohibit, for example, dual-class stock structures that give insiders greater voting power than other shareholders or allow insider directors to cash out their holdings upon retirement or termination, while requiring other shareholders to wait until the next annual meeting to sell their shares.

Some shareholders in a company can be “sleeping” lenders providing finance, and not involved in the management at all.

A sleeping lender is just that: they’re lending money to the company and not really doing much else, apart from being a member of the company and receiving dividends.

The other type of shareholder in a company is one who is much more active in the running of the company, for example by taking on a directorship role.

Shareholders in a company are legally entitled to certain rights when they become members. Some of these rights can be very important in difficult situations when things aren’t going so well for the company and one or more shareholders may want to do something about it. For example:

Right to information: As a member, you’re legally entitled to know about key business issues such as poor performance against targets, requests for financial assistance from other members, issues with contracts and suppliers and changes to directors.

Right to vote: You have the right to vote at meetings (which will generally only happen if there’s something like an annual general meeting or extraordinary general meeting). You can exercise this right even if you’re not physically present at the meeting – your vote will be counted by someone else attending instead. 

Day to day involvement

The decisions that shareholders make tend to be more strategic and less frequent than the director’s decisions. Whereas the directors might decide on the introduction of a particular accounting software package, the members are more likely to consider issues such as the management structure of the company.

What is the law?

The law does not seek to prevent all possible conflicts of interest. Some are so remote or insignificant that they present no real risk to corporate governance. The law seeks to regulate those conflicts that might lead to actual or perceived bias, where relevant decisions are made that may be contrary to the interests of minority shareholders.

It is important for directors and shareholders to understand their respective roles clearly, so that neither takes over responsibilities belonging properly to another body. Directors’ duties include making decisions for the benefit of all shareholders, not just themselves, while shareholders are entitled to use their majority voting rights in whatever way they see fit.

Managing the conflict of interest

In most cases, the most effective way to manage a conflict between shareholders and directors is to remove the possibility of a conflict occurring. By planning in advance, the potential for a conflict can be removed before it even begins. Shareholders’ agreements and directors’ service contracts are documents that set out a company’s structure and rules, which makes them ideal for dealing with these issues.

A shareholders’ agreement can establish a range of issues that could potentially cause tension between shareholders. These usually include:

The number of shares owned by each shareholder. This allocation prevents one shareholder from becoming dominant and ensures that all shareholders have an equal say in how the business is run.

How many votes shareholdings will carry at meetings of the company. In most cases, one share equals one vote, but it is sometimes possible to purchase shares entitled to more than one vote. This allocation gives more power to those who have invested more money in the company or who represent a larger group of investors.

To protect shareholders against each other, a clause might also specify that they will not take any action against each other outside of the company. It should also state that if any action is taken against one shareholder, all other shareholders will be notified immediately so they can take appropriate measures to protect their interests.

For more on the conflict of interest between shareholders and directors see

Boardroom Disputes – Getting Along with the Other Shareholders

As businesses evolve, the once cooperative boardroom can become splintered with shareholders having different interests and opinions.

Issue can arise when you are a board member, company director or shareholder.

A boardroom dispute can arise for many reasons. It could relate to one aspect of the business or several. The reasons can be complex or relate to simple, often personal issues.

The issues could be financial, but they could also be about personalities and conflicts between parties. If you are involved in a dispute it is easy to find yourself at the mercy of someone else’s actions.

However, it is possible to take charge and seek legal advice from a specialist solicitor who has experience in this area of law. Here are some things

What have I done wrong?

It might not be your fault at all and you may have been dragged into the dispute without any prior warning even though you have done nothing wrong at all.

In some cases, shareholders will bring a claim against a company director for something that has happened, even though the director was not involved in the incident at all.

The claim might be that they should have been more aware of what was going on in the company and they should have prevented it from happening instead of leaving it for others to deal with.

Someone who is not a party to the dispute might be dragged into it because they are a company director or shareholder. 

Disputes can be created by the existence of competing interests between shareholders, or between shareholders and directors. They can arise where one shareholder has interests in other companies, which may conflict with the interests of another shareholder.

Find the cause of the dispute

On the other hand, disputes can also occur where there are no competing interests involved, but nevertheless there is poor personal relationship between shareholders or between shareholders and directors. The easiest way to prevent this from happening is to make sure that all parties involved have a clear understanding of what is expected from them before they enter into a contract.

Articles of association

The main objective of a company’s articles of association is to govern how it will be run, and provide a framework for decision making. They also state how these decisions will be made and who can participate in making them. It is important that they are agreed by all those who have an interest in the business.

Some of the key areas covered by “articles” incldue:

  • Shareholder’s rights
  • Director’s duties and powers
  • What happens if the company becomes insolvent?

The general running of the business can include issues at a more granular level for example: How much notice do shareholders have to give if they wish to object to something? Objections could include issues like a director being paid too much or wants to spend money on an overseas trip for a marketing event.

Resolving disputes

Disputes can come from a variety of sources, including employee disputes, partnership disputes, shareholder disputes and many others.

In any dispute, the goal is to identify the real issue at stake and then take action to resolve it as quickly as possible. The longer you wait to deal with a dispute, the more time it gives itself to fester and escalate.

To avoid boardroom disputes, therefore, you need to understand your legal rights and obligations from the outset, and know how best to enforce them. These rights may be different depending on the type of business you are involved in. You may need to take specialist advice based on your particular circumstances.

How much car accident compensation should I get?

In the UK, if you’ve been injured in a road traffic accident then it’s your responsibility to report the matter to the police and subsequently make a car accident claim.

However, there are some exceptions to this rule – if you’re a pedestrian and have been injured by a car, for example, then you should make a pedestrian accident claim.

In this guide we’ll be focusing on road traffic accidents, specifically those involving cars.

A common question we get is whether or not you can claim compensation for whiplash injuries following a car crash.

The short answer is yes – if you suffered serious neck pain as a result of an incident that wasn’t your fault then you can make a claim for compensation. In our experience, most people who suffer from whiplash following a car accident do not always realise that they are entitled to compensation until they hear about it from someone else or from reading an article like this one.

If you’ve been involved in an accident that wasn’t your fault, you may be able to claim compensation for any injuries you sustained.

This is called third party injury compensation and is one of the most common reasons people go to court (or settle out of court).

It doesn’t matter whether you were injured in a road accident, at work or even playing sport – if the injury was caused by another person, you could be entitled to receive financial compensation.

How much compensation should you receive?

The amount of compensation you receive will depend on how serious your injuries are. Here are some of the most common injuries that can result from an accident:

Common soft tissue injuries: These are often described as ‘workplace’ or ‘sports’ injuries because they are caused when an impact forces the soft tissues in the body to become overstretched or torn. They include strains, sprains and whiplash.

Long-term problems: If your injury is serious enough to cause long-term damage, such as chronic back pain or nerve damage, this is known as a permanent disability. You could receive ongoing payments for this.

Permanent scarring: More severe injuries can cause lasting scarring on the skin.

As a rule, you’ll need to be able to demonstrate that the injury suffered falls into one of the following categories:

  • You sustained a physical injury to your body or mind that significantly impacted on your day-to-day life and activities
  • Your employer suffered financial loss because of your inability to work
  • You were physically unable to work due to injury
  • You suffered as a result of psychological trauma as a result of the accident or your injuries

When you’ve established that you have a case for claim, it’s worth getting in touch with an expert third party personal injury lawyer who can give you expert advice on how best to proceed with proceedings.

The amount of compensation you could potentially receive is largely dependent on the seriousness of your injuries, but could cover anything from medical expenses, loss of income due to inability to work, pain and suffering and even funeral costs if applicable. 

Claiming for wrongful death

If you’ve lost a family member to a fatal accident, and you think someone was at fault, it’s important to discuss your legal options with an experienced personal injury attorney.

Wrongful death lawsuits allow you to recover compensation for the loss of life, including damages for your pain and suffering, loss of support, loss of companionship, funeral expenses, and more.

If you have suffered a loss in due to the negligence of another person or entity, contact our wrongful death lawyers at Hanson Bridgett LLP .

We are dedicated to protecting the rights of victims’ families. We have helped hundreds of clients recover millions in compensation for their losses. Call us today for a free consultation regarding your case.

A wrongful death case is a civil lawsuit, and it can be brought on behalf of the victim’s surviving family members. While wrongful death cases are not criminal cases, they can help families seek compensation for financial losses and emotional trauma resulting from a loved one’s sudden and unexpected death.

Find out more about wrongful death claims at

There are three types of claims that can be pursued in a wrongful death case:

Wrongful death: A person died due to an intentional or negligent act of another person or entity.

Survival cause of action: A person’s injuries were so severe that they caused their own death. This is typically used in medical malpractice cases when the victim dies after suffering lasting injuries such as brain damage or paralysis.

Intentional tort claim: A person’s death was caused by the intentional actions of another person or entity, such as assault and battery, defamation, false imprisonment, and libel.

Wrongful death cases can provide some peace of mind and financial support to the survivors of a deceased loved one who were left with bills and no way to make ends meet.

The compensation that you could be owed in a wrongful death lawsuit depends on the details of your case. The following are some examples of the kinds of cases where you may be entitled to substantial compensation:

  • Car accidents
  • Truck accidents
  • Medical malpractice
  • Product liability
  • Construction accidents
  • Railroad accidents
  • Premises liability

The death of a loved one is never easy, especially when it is caused by another party’s negligence or wrongdoing.

Death can cause emotional turmoil to family members, friends and other loved ones.

When an individual dies due to someone else’s negligence or wrongdoing, you may be entitled to substantial compensation to help with medical expenses, funeral costs and other financial losses that you have suffered.

You may also be able to pursue damages for your own losses, including your pain and suffering or other emotional distress. If the wrongful death was the result of a fatal accident, the deceased person’s estate may have been deprived of income during his or her lifetime. This loss of future earnings could also be taken into consideration in determining damages.

For example, if someone was killed in an accident that occurred because of someone else’s carelessness, then surviving family members could pursue a lawsuit against that person for their own losses.

Brain Injuries: What Do I Do After?

In most traumatic brain injury cases, there are no warning signs. No physical injuries, no bruising, and no apparent damage.

Here are some tips on what to do after a traumatic brain injury (TBI)

In the early stages of a TBI, emergency personnel have a difficult time diagnosing a victim. Many victims with a brain injury will go undetected during a medical examination.

Even if a victim is admitted into the hospital, the symptoms may not be immediately evident.

As a result of these issues, it can take months for a potential TBI victim to be diagnosed. This timeframe can have lasting effects on his or her ability to claim compensation from an accident or injury.

Because the symptoms of a TBI are not always evident at first, it is crucial for victims to retain legal counsel as soon as possible after an accident.

A brain injury lawyer will help you protect your rights and make sure you receive the compensation you deserve.

Traumatic Brain Injuries (TBI) can occur in many different manners:

  • car accidents
  • slip and fall accidents
  • construction accidents and many more types of events.
  • medical malpractice, and the severity of head trauma can vary significantly.

Brain injury is often referred to as an “invisible injury” because it may not be immediately apparent that someone has suffered a brain injury, and symptoms can vary widely between individuals despite the universal designation of brain injury.

Moderate brain damage may cause someone to experience vision problems or trouble concentrating, while severe brain damage can cause partial or complete memory loss and personality changes.

If you or a loved one suffers from memory loss, cognitive problems, behavioral issues, vision problems, concentration problems, headaches; seizures; dizziness; nausea; vomiting; ringing in the ears; sensitivity to light and sound; difficulty with balance and coordination; difficulty speaking clearly; difficulty swallowing; or pain in the neck or back as a result of head trauma then you should speak to experts who are experienced in head trauma and brain damage.

Depending on the severity of the injury, it is possible to be completely or partially disabled for life. Some people recover within weeks, while some suffer permanent brain damage. The most common symptoms of a brain injury (TBI) include:

  • Confusion
  • Blurred vision
  • Personality changes
  • Irritability
  • Forgetfulness
  • Slow or slurred speech
  • Headaches
  • Loss of appetite and/or nausea
  • Physical weakness or paralysis

The sooner you seek medical attention after sustaining a brain injury (TBI), the better your chances are for recovery. Some symptoms of a TBI may not present themselves right away; they might appear days or even weeks later, or they may worsen over time. Prompt medical intervention is important.